- +1 (973) 756-2226
- kheront@tafinancialservice.com
- 16 Boyden Street, East Orange, NJ 07017
Simple protection for life’s unexpected moments.
Term life insurance is designed to give your family financial support if something happens to you. It provides coverage for a set number of years—at a budget-friendly rate that won’t increase over time.
You might benefit from term life coverage if:
Your beneficiary receives a fixed death benefit if you pass away during the policy term—giving them crucial financial support when it matters most.
Get significant coverage that’s designed to replace your income—without overpaying for protection.
Your monthly payments stay the same for the life of your policy—no surprises or increases down the road.
You can convert your policy to a permanent life insurance plan—without needing a medical exam.
Term life policies typically offer coverage for 10, 20, or 30 years. You choose the term based on your financial goals or family needs.
Your coverage ends when the term expires. You won’t receive any payout, but you may have the option to renew or convert the policy.
Yes, you can cancel at any time with no penalties. However, you’ll no longer be covered once the policy is canceled.
It depends on the policy and insurer. Some plans require a quick medical check, while others may not—especially for lower coverage amounts.
Some term policies allow you to increase coverage or convert to permanent insurance without a medical exam.
